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Frequently Asked Questions

Straight answers about how business funding with AMS Funding works. Don't see your question? Call us at 866-490-2899.

Common Questions

Will applying affect my credit score?

No. Reviewing your funding options with AMS Funding does not impact your credit score.

What credit score do I need?

All credit types are accepted. Many of our products focus on your business's revenue and performance rather than credit score alone.

How much funding can I get?

Funding is available up to $1,000,000, depending on your business's revenue, time in business and the product that fits best.

How fast can I get funded?

Many options can fund in as little as 24 hours after approval. SBA loans typically take several weeks.

What documents do I need?

For most options, a short application and recent business bank statements are enough to get started. SBA loans require additional documentation such as tax returns and financial statements.

Do you charge upfront fees?

No. You'll never be asked to pay an application fee or any fee before you're funded.

Do you offer personal or consumer loans?

No. AMS Funding provides commercial financing for business purposes only.

Where are you located?

Our office is at 50 US-9, Grosso Office Park, Morganville, NJ 07751. We work with businesses throughout New Jersey and nationwide.

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